How to buy your first house in South Bend
Design specialist for the City of South Bend and new homeowner
Zillow Mortgage Calculator
Zillow is a widely used website for buying and selling homes. It has lots of info on properties for sale, including their tax history and the download on nearby schools. But what I used the most was Zillow’s mortgage calculator, which helps to estimate your monthly payments.
“Why You Should Get a Mortgage Through a Credit Union or Local Bank”
Figuring out your mortgage is a big step toward home ownership. One of my main decisions was whether to get a mortgage through a bank or a local credit union, and this article from the personal finance publication Money Under 30 helped me decide which to choose. In my case, I went with Notre Dame Federal Credit Union.
Starting or Transferring Utility Service
Once you buy a house, one of the first things to do is set up your utilities. Generally, the city will handle your trash and water, the county will be in charge of recycling, you’ll get your gas through Northern Indiana Public Service Company (NIPSCO), and your electricity will come from American Electric Power (AEP). Here’s a great guide to getting all hooked up.